Know Your Odds ... Because It Could Happen to You
It's easy to think, "Disability won't happen to me." You may consider yourself young, healthy and at the top of your game. While no one chooses disability, the facts speak to disability affecting even the most unlikely candidates.
Consider these disability statistics:
One day it's there, the next day it's not.
We often take our income for granted, even in the most secure of jobs. However, no one's income is guaranteed. If you suffered a serious illness or injury that prevented you from working, your income would stop. How would you live without a paycheck for weeks, months, or even years?
Life doesn't stop at disability. Your basic needs continue - food, clothing, shelter - even after your ability to meet the m is cut off. A long-term disability can be financially devastating when no money is coming in and expenses for medical care are rising. Your ability to earn an income is a valuable asset that can, and should, be well-protected.
Is anything protecting your income?
Your income is your most valuable asset and has the potential to be substantial over your working lifetime. But to earn it, you must be able to work.
You can't predict whether or when a disability will strike.
However, you can prepare in case it does, with a customized disability income insurance plan. This protection can replace a portion of your income to help maintain your current lifestyle if you suffer a disability covered by the policy.
Protect yourself and your lifestyle with disability income insurance.